Displayed at the top of the home page in Client Portal, this is the total amount of cash in your account that may be withdrawn. The balance available for withdrawal may be less than your total Cash Balance. For example, for a margin account, cash balances are being used to satisfy your margin requirement, or for a cash account, any portion of that balance represents proceeds from trades that have not yet settled. In addition, there is a withdrawal hold period of three business days placed on deposits made by either wire transfer or bank check.